Chrysalis Lifestyle Planning

Helping You

We understand that no two lives are identical that’s why we treat every client as an individual. We have found that following a defined and structured process will give you confidence that your individual needs are being thoroughly and efficiently assessed.

We are committed to providing strategic, tailored financial planning advice to our clients to help them ‘create the life they want’ .

Our simple process

The following diagram outlines how the Chrysalis financial planning process works:

84% of those that have seen a planner in the last 12 months say they are very or fairly confident that they will have enough money to retire comfortably. This compares to 57% among those that have not seen an advisor at all.
Source: Nielsen Research Commissioned by ING Australia, 2007

Our service offerings

"Price is what you pay. Value is what you get." - Warren Buffett

Chrysalis Lifestyle Planning is well equipped to look after all your financial needs. This could range from advising on the best way to structure your finances, to working with you and a solicitor on the best way to plan your estate.

We are licensed to provide advice and deal in the following classes of products:

Deposit products
Debentures stocks or bonds issued or proposed to be issued by the Government
Life insurance products, both risk and investment
Managed investment schemes, including investor directed portfolio services
Retirement saving accounts (RSA) products (within the meaning of the RSA Act 1997)
Superannuation
Direct Equities

This means that we can assist you with advice relating to:

Wealth creation including managed investments
Superannuation and retirement planning
Debt management
Self managed superannuation funds
Corporate superannuation
Direct share portfolios
Personal insurance
Business insurance
Succession planning
Estate planning

Superannuation and retirement planning

It's never too early or too late to start planning for retirement. This exciting life stage is a time when you can develop your interests, experience new things and explore different directions. The better prepared you are, the easier it will be. We can help you to ensure that you are saving enough for a retirement that is not just comfortable but provides the lifestyle you aspire to. If you are about to retire, we can help structure your income to maximise Centrelink benefits and favourable tax outcomes.

11% of baby boomers have not given much thought to retirement and have made no preparations, 24% have given some thought to it but made very little preparations and 44% have made some but not enough preparations.
Source: Mercer Wealth Solutions, Simple Super Research, May 2007

Investing

Making the right decisions about your investments depends not just on having the right information, but the right professional to analyse the myriad of investments available and recommend those that are right for you. Your investment decisions will be backed by high-quality research and sound advice based on your investment comfort level, risk and return, your objectives and timeframe.

Personal insurance

Consider the consequences of not being able to work as a result of an illness or injury, or the death of the family's primary breadwinner. While nothing compensates for the emotional loss that such a tragedy causes, it is possible to minimise the financial loss to your family or business by putting in place appropriate personal insurance cover. We can help you by providing advice on life insurance, trauma cover, total and permanent disability cover and income protection solutions to meet your needs.

Estate planning

During what is always a traumatic time, many people unintentionally leave their loved ones a logistical nightmare. Working in conjunction with your solicitor, our advisors can help you make sure your assets will pass smoothly to the right people in the most tax-effective manner.

Business

If you're running a business, we can be invaluable in ensuring your ongoing success, offering a broad range of support and advice including:

Business succession
Income protection
Superannuation
Asset allocation
Business expense and key person insurance
Finance solutions

Adjusting to job loss

Losing your job through redundancy or early retirement can be traumatic and at the same time you are confronted with many financial opportunities and risks. We can guide you through the process of getting your life back on track.

Corporate super

Managing a superannuation fund can be a time consuming distraction for a business but it can be an effective way to attract and retain quality staff. We have access to a range of corporate superannuation products and will work with you to implement and manage them for you and your workers.

Ongoing review and maintenance

We recommend that you review your financial position at least every 12 months or whenever your circumstances change. We will contact you at least annually to invite you to attend a review meeting with us (unless you request us not to). The ongoing fees we receive pay for the monitoring and review of our plan. We deliver this service via our client service packages. We will communicate to you the details and content of your package after we implement your Statement of Advice or plan.

Other services

Our advisors are able to offer referrals for mortgage broking, accountants, lawyers, commercial leasing services, tradesmen and may facilitate the purchase of direct equities through reputable stockbrokers. Chrysalis Lifestyle Planning is not licensed to provide tax advice or legal advice to clients nor are we permitted to assist with general insurance product placement.